IMPLEMENTATION OF SHARIA INSURANCE PRINCIPLES AT PT. PRUDENTIAL SHARIA IN MALAYSIA
Abstract
This research is motivated by the large number of insurers who use sharia practices so that their development remains in line with sharia principles, so, according to the author, it is very important to study the concept of applying sharia principles when it is related to the problems
that exist at this time. PT. Prudential Syariah in Malaysia is an insurance company with a vision to help people get the best in life and a mission to provide protection to the community through life insurance and health insurance products. The purpose of this research is to find out the principles of Islamic insurance at PT. Prudential Syariah in Malaysia. This study uses a qualitative approach using a case study approach of observation and interviews. The type of data used in this study includes primary data and secondary data. Primary data from interviews and observations. Secondary data was obtained from insurance-related books and journals. This research was conducted at PT. Prudential Syariah in Malaysia. The results of the study show that the implementation of Islamic insurance in Islamic insurance in Binjai is in accordance with the principles of Islamic general insurance. The emergence of sharia insurance in the Islamic world is based on the assumption that conventional insurance contains elements of gharar, usury and maisir. As for Sharia Insurance itself, it has principles in the Al-Quran and Hadith, namely helping each other and having a sense of security
Downloads
References
Al-Dasuki, Muhammad sayyid.Al-Ta’min wa Mauqif Al-Syari’ah Al-Islmiyah Minhu. Kairo: Direktorat Tinggi Urusan Agama Mesir. 1967.
Fursotun, Utihatli, Mukhsinun Jurnal Labatila Dasar Hukum dan Prinsip Asuransi Syariah di Indonesia Vol. 3 No. 1, Juni 2019.
Ibnu Mandzur, Abu Al-Fadhl Jamal, Al-Bin Muhammad Ibnu Makram, Lisan Al-Arab, Lebanon: Dar Shadir Beirut, tt
Lihat Oxford Learner’s Pocket Dictionary, New Edition.
Mangaraja Palianja Nasution, dkk. Basic Training Modul 2002 (Jakarta: PT. Asuransi Takaful Keluarga, 2002), h.. 12
PT. Prudential Life Assurance, Prufast Start, Juni 2023.
Sula, Syakir, Muhammad. 2004. Asuransi Syariah (Life and General) Konsep dan Sistem Operasional, Jakarta: Gema Insani Press.
Widyaningsing dkk. 2005. Bank dan Asuransi Islam di Indonesia, Jakarta: Prenada Media.
Copyright (c) 2023 Hernita Hernita, Fauzi Arif Lubis
This work is licensed under a Creative Commons Attribution 4.0 International License.